Are Today Bank Open Or Not

TODAY BANKS OPEN

Are Today Bank Open Or Not? 28 April 2024

Do you want to know that are today bank open or not? Then you are right place. In this article, I have explained whether Indian government and non-Indian government banks will be open or not. This information has been completely taken from the RBI and various Indian news websites.

In this article, you will learn about bank timing today, bank opening time, a list of bank holidays in 2024, and whether the bank is open tomorrow or not. Apart from this, I have given you a lot of information related to this.

So without any delay, let us know if public sector banks (SBI, PNB, BOI) and private sector banks (HDFC, ICICI Bank) are today bank open or close.

Are Today Bank Open Or Not

As you know, today’s date is 28 April 2024 and today is Sunday.

There can be many reasons for bank closures, such as some public holidays in the year 2024, including bank holidays all over India on occasions like Republic Day, Independence Day, etc. Similarly, there are some important religious and festival events, due to which the bank remains closed on that day.

Today’s Date28 April 2024
Today’s DaySunday
Are Banks Open Today?Open
The Reason Behind Bank’s Closed Today
Bank On 2nd and 4th SaturdayClose
Are Bank Open On Sunday?Close
Is Bank Opening On 1st, 3rd and 5th SaturdayWorking (Yes)

Tomorrow Bank Is Open Or Not

It is very important for us to know whether the bank tomorrow is open or closed. Because by knowing in advance about bank closures, we can do our important work on that day. As you know, tomorrow’s date is 29 April 2024 and tomorrow is Monday.

With the help of the table given below, you can easily know whether tomorrow bank is open or not.

Tomorrow’s Date29 April 2024
Tomorrow’s DayMonday
Are Banks Open Tomorrow?Open
Is Bank Opening On 1st, 3rd and 5th SaturdayWorking (Yes)
Bank Weekly Working DaysMonday to Saturday but if any public holidays on these day then Bank is closed.

Bank Timing Today

Before going to the bank, we should know what today’s bank timing is. Every bank has a bank opening time during which the bank opens and we do all our bank related work within the bank timings. But bank timings in India are almost the same.

With the help of the table given below, you can easily know what the bank timings are today.

Bank Time Today 10:00 AM ± 30 min from 04:00 AM ± 30 min
Cash Transaction Timings10:00 Am To 3:30 Pm
Bank’s Lunch Timing Between 01:00 PM to 3:00 PM in Shift
Bank Timings On Monday To Saturday10:00 Am To 4:00 Pm
Bank on 2nd and 4th SaturdayClosed
Bank On SundayClosed

Bank Opening Time

Whichever bank you have an account with, it is important for you to know what is the bank’s opening time of your bank? That is why I have made a table of bank opening times below. Through this table, you can know the bank opening time today. I have mentioned the opening timings of all the banks in this table.

Note: Although except for a few banks, the opening time of almost all banks is 10:00 AM ± 30 min.

Bank Opening Time10:00 AM ± 30 min
Cash Transaction Timings10:00 Am To 3:30 Pm
Bank Lunch TimingBetween 01:00 PM to 3:00 PM in Shift
Bank Closing Timing04:00 AM ± 30 min
Bank Opening Time On 1st, 3rd and 5th Saturday10:00 Am To 4:00 Pm
Bank on 2nd and 4th SaturdayClosed

How Are Bank Holidays Decided In India?

The bank holidays in India are declared based on three key RBI acts. These acts play a pivotal role in determining when banks will remain closed. Here’s a breakdown of how bank holidays are declared in India.

  • Holiday under the Negotiable Instruments Act
  • Real Time Gross Settlement Holiday
  • Banks Closing of Accounts

I. Holiday under the Negotiable Instruments Act

The Negotiable Instruments Act provides the legal framework for promissory notes, bills of exchange, and cheques. Under this act, certain days are designated as holidays when banks are closed. The declaration of bank holidays under this act is a crucial factor in determining the annual bank holiday calendar.

II. Real Time Gross Settlement Holiday

Real Time Gross Settlement (RTGS) is a funds transfer system in India that facilitates real-time interbank electronic transfers. Holidays designated for RTGS impact the functioning of the electronic funds transfer system. When RTGS holidays are declared, it often coincides with the closure of banks.

III. Banks Closing of Accounts

The process of closing bank accounts is regulated by specific norms and timelines. Certain days may be earmarked for the closing of accounts, and these days contribute to the overall bank holiday schedule. The closing of accounts can be influenced by various factors, including regulatory requirements and administrative considerations.

List of Bank Holidays 2024

List of Bank Holidays 2024

There are different types of banks in India such as Central bank, commercial banks, cooperative banks, regional rural banks, local area banks etc. All these bank holidays are already decided by RBI. But List of bank holidays 2024 depends on the state and location of the bank.

Therefore, in the table below, I have mentioned the dates of bank holidays of every month and along with this, I have also given the reasons for bank holidays.

Bank Holidays In January 2024

So, first of all let us know Bank Holiday In January 2024 through the table given below.

Date & MonthDayHoliday
January 1Monday New Year’s Day
January 15Monday Pongal
January 17Wednesday Guru Gobind Singh Jayanti
January 23TuesdayNetaji Subhas Chandra Bose Jayanti

Bank Holidays In February 2024

There is no bank holiday in the month of February in the year 2024. That is why in this month you can do all your bank and transaction related work. But keep one thing in mind that in case of any sudden emergency, bank holiday may occur.

Bank Holidays In March 2024

So, let us know bank holiday in march 2024 through the table given below.

Date & Month Day Holiday
March 8Friday Maha Shivaratri
March 25Monday Holi
March 29Friday Good Friday

Bank Holidays In April 2024

So, let us know bank holiday in April 2024 through the table given below.

Date & Month Day Holiday
April 9Tuesday Ugadi
April 10Wednesday Idul Fitr
April 14Sunday Dr Ambedkar Jayanti
April 17Wednesday Ram Navami
April 21Sunday Mahavir Jayanti

Bank Holidays In May 2024

So, let us know bank holiday in may 2024 through the table given below.

Date & Month Day Holiday
May 1WednesdayMay Day
May 10FridayMaharshi Parasuram Jayanti
May 23Saturday Buddha Purnima

Bank Holidays In June 2024

So, let us know bank holiday in June 2024 through the table given below.

Date & Month DayHoliday
June 17MondayBakrid / Eid al Adha

Bank Holidays In July 2024

So, let us know bank holiday in July 2024 through the table given below.

Date & MonthDayHoliday
July 17WednesdayMuharram

Bank Holidays In August 2024

So, let us know bank holiday in August 2024 through the table given below.

Date & Month DayHoliday
August 15ThursdayIndependence Day
August 19MondayRaksha Bandhan
August 26MondayJanmashtami

Bank Holidays In September 2024

So, let us know bank holiday in September 2024 through the table given below.

Date & MonthDayHoliday
September 7Saturday Ganesh Chaturthi
September 16MondayEid e Milad

Bank Holidays In October 2024

So, let us know bank holiday in October 2024 through the table given below.

Date & MonthDayHoliday
October 2WednesdayGandhi Jayanti
October 10ThursdayMaha Saptami
October 11FridayMaha Ashtami
October 13SundayVijaya Dashami
October 17ThursdayMaharishi Valmiki Jayanti
October 31ThursdayDeepavali

Bank Holidays In November 2024

So, let us know bank holiday in November 2024 through the table given below.

Date & MonthDayHoliday
November 1FridayDiwali
November 2SaturdayDeepavali Holiday
November 3SundayBhai Dooj
November 15FridayGuru Nanak Jayanti

Bank Holidays In December 2024

So, let us know bank holiday in December 2024 through the table given below.

Date & Month DayHoliday
December 25WednesdayChristmas Day

Bank Holidays in 2024 on the Second and Fourth Saturdays

For your information, let me tell you that the bank remains closed on second and fourth Saturdays. That is why I have made a table below and told on which day and date the second and fourth Saturdays will be the bank holidays in 2024. There will be bank holidays on the dates given below.

Date & MonthBank Holiday
January 13Second Saturday
January 27Fourth Saturday
February 10Second Saturday
February 24Fourth Saturday
March 9Second Saturday
March 23Fourth Saturday
April 13Second Saturday
April 27Fourth Saturday
May 11Second Saturday
May 25Fourth Saturday
June 22Fourth Saturday
July 13Second Saturday
July 27Fourth Saturday
August 10Second Saturday
August 24Fourth Saturday
September 14Second Saturday
September 28Fourth Saturday
October 12Second Saturday
October 26Fourth Saturday
November 9Second Saturday
November 23Fourth Saturday
December 14Second Saturday
December 28Fourth Saturday

What is the total number of bank holidays in a year?

Bank holidays throughout the year are not fixed in advance. However, bank holidays are declared by the RBI in advance. But bank holidays are given in case of any emergency; hence, a fixed number of bank holidays cannot be stated. All government and non-government banks are closed only on the second and fourth Saturdays, Sundays, and festivals. Apart from this, the bank remains open throughout the year.

FAQs

Is today is a bank holiday?

Bank holidays vary, and it depends on your state. Bank holidays are only on second and fourth Saturday, Sunday and festivals.

Is today a bank holiday in India?

Bank holidays in India are not uniform across all states. Whether today is a bank holiday in India or not depends on your location and the specific holiday calendar of your state.

How many days bank closed in 2024?

The number of days banks remain closed in 2024 varies based on the holiday calendar of each state.

Why banks are closed today?

Let me tell you that bank holidays are only on second and fourth Saturday, and Sunday and festivals.

Are Banks Open On Saturday?

Banks in India are generally open on the first and third Saturdays of every month. However, the second and fourth Saturdays are holidays.

Are all banks open today?

Not necessarily. Whether banks are open today depends on the holiday calendar of your state. Some banks may be closed due to regional or national holidays, festivals, or other specific events.

Is Diwali a bank holiday?

Yes. Diwali, being one of the major festivals in India.

Is Holi a bank holiday?

Yes. Holi, being an important Hindu festival, may lead to the closure of banks in many states. To confirm whether Holi is a bank holiday, refer to the official holiday calendar of your state.

When are banks in India closed?

Banks in India will be closed on public holidays, festivals, and second and fourth Saturday or Sunday.

Is Ganesh Chaturthi a bank holiday?

Banks in India are closed on various occasions, including national holidays, state holidays, central government holidays, and significant festivals like Diwali and Ganesh Chaturthi.

Is Raksha Bandhan a bank holiday?

Raksha Bandhan may or may not be a bank holiday depending on your state.

Is Good Friday a bank holiday?

Yes, Good Friday is generally observed as a bank holiday in most Indian states. It is an important Christian event, and banks usually remain closed on this day.

Is Janmashtami a bank holiday?

Yes. Janmashtami, being an important Hindu festival, often results in the closure of banks in many states.

Conclusion

Bank holidays may vary from state to state, but there are some bank holidays that are applicable all over India. Like second and fourth Saturday, Sunday, public holiday, etc. This bank holiday is applicable to all banks, whether they are government or non-government.

By knowing the bank holidays, we can do our bank and transaction-related work in advance. Therefore, in this article, I have told you well whether banks are open or closed today and tomorrow.

Here you will get new information about bank holidays; hence, you should always keep visiting our website. To ask any question, tell me in the comment box given below, and you will get a reply soon. Thank’s.